Mortgage ServicesPurchase – Refinance - ConstructionBuying a home is one of the largest investments most people will ever make and because of that, we believe the process should be more than just a series of sticky notes indicating where to sign to finalize your loan. With a MIDFLORIDA mortgage originator on your side, you’ll have someone working to develop a mortgage that’s right for you. Plus working with your MRES Realtor, you’ll have one contact from beginning to end for a seamless, thorough experience.
Complete your mortgage application online or have your MRES Realtor coordinate a quote with a MIDFLORIDA mortgage originator or visit a MIDFLORIDA mortgage center. Refi or Buy!Purchase or Refinance your home now before the rates go up with a 5/1 Adjustable Rate Mortgage. Rates start as low as 3.99% APR.* 
MIDFLORIDA Mortgage Centers:North Lakeland - 7301 US Highway 98 N, Lakeland - (863) 904-4409 Hollingsworth - 3008 S. Florida Ave, Lakeland - (863) 688-8443 Winter Haven - 55 5th Street, Winter Haven - (863) 616-2124Sebring - 5805 US Highway 27 N, Sebring - (863) 382-3390 *A minimum savings account is required for membership with MIDFLORIDA. This offer does not apply for the refinance of existing MIDFLORIDA loans. The 3.99% Annual Percentage Rate is available on a five-year Adjustable Rate Mortgage (ARM). On a 30-year ARM for $95,000 with 5% down payment and initial interest rate of 3.78% (which is a discounted rate) with an APR of 3.99%, the first 60 principal and interest payments would be $491.95 including $50.37 per month for Private Mortgage Insurance. The interest rate may adjust thereafter, with a maximum lifetime interest rate of 7.78%. MIDFLORIDA is an equal housing lender. | 
